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LRP Livestock

Safeguard your herd’s market profits against sudden price drops with Livestock Risk Protection.

MPCI Plans

Essential yield security covering against drought, flood, pests, and all major environmental hazards.

PRF Coverage

Defend your grazing and hay acreage against lack of rainfall using reliable grid-based weather indices.

Crop Hail

Ensure your revenue stays intact against storm damage with flexible planting-to-harvest protection.

Tailored Protection for Your Farm

We deliver honest, reliable insurance strategies designed to safeguard the heritage and hard-earned success of Midwest farming families through expert local coverage.

LRP Livestock

Safeguard your herd’s market profits against sudden price drops with Livestock Risk Protection.

MPCI Plans

Essential yield security covering against drought, flood, pests, and all major environmental hazards.

PRF Coverage

Defend your grazing and hay acreage against lack of rainfall using reliable grid-based weather indices.

Crop Hail

Ensure your revenue stays intact against storm damage with flexible planting-to-harvest protection.

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Expert Guidance for Your Heartland Legacy

At Rival Insurance, LLC, we understand that farm and ranch operations are more than just a business—they are a family legacy. Led by Owner and Agent Lance Vilhauer, our agency specializes in protecting Midwest agricultural families from the unique risks they face every season. From Livestock Risk Protection (LRP) to Multi-Peril Crop Insurance (MPCI), we provide the specialized coverage and personal claim support you need to meet any challenge head-on.

Specialized Ag Experience

Decades of experience navigating the specific risks and market cycles of Midwest farming operations.

Local Claim Support

Face-to-face assistance when it matters most, ensuring fast and fair resolutions for your farm.

Specialized Ag Experience

Decades of experience navigating the specific risks and market cycles of Midwest farming operations.

Local Claim Support

Face-to-face assistance when it matters most, ensuring fast and fair resolutions for your farm.

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Where risk just met its rival!

RIVAL Insurance strives to provide North and South Dakota agricultural families with dependable, face-to-face protection that secures their hard-earned legacy for every season to come.

Local Heartland Roots

Based in the heart of South Dakota, we live and work alongside the farmers and ranchers we serve in North and South Dakota.

Tailored Protection Plans

Custom insurance strategies built for your specific harvest yields, livestock, and family goals.

Committed to Agriculture

Lance has over 18 years of crop insurance service and expertise. This enables him to be well versed in any crop insurance situation.

Green Field Pattern

Where risk just met its rival! • Contact Lance at 605-216-1114 • lance@rivalinsurance.net

Get a Free Crop Insurance Quote

Protect your harvest and your legacy. 

Lance is here to help you navigate LRP, Crop Hail, MPCI, and PRF coverage with a plan tailored to your operation.

Contact RIVAL INSURANCE
Please fill out the form below to request a consultation with our team.
Type of Insurance Interest
Crop/Hail Insurance
LRP (Livestock Risk Protection)
PRF (Pasture, Rangeland, Forage)
MPCI (Multi-Peril Crop Insurance)
Countryside Sunset Field
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